Privacy Policy

Effective Date: July 16, 2025

This Privacy Policy explains how Financial Calculator Suite ("we", "our", or "us") collects, uses, and protects your information when you use our website, prepaymentcalculator.xyz.

1. Information We Collect

We do not collect personal information unless you voluntarily provide it. Our calculators are designed to work entirely within your browser, and we do not store any financial data you input.

Information You May Provide:

• Email address (only if you contact us directly)
• Feedback or support inquiries

Automatically Collected Data:

• IP address
• Browser type and version
• Pages visited and time spent (via analytics, anonymized)

2. How We Use Your Information

We use collected data to:

• Improve site performance and usability
• Understand user interaction trends
• Respond to your messages or inquiries

3. Cookies & Tracking

We use essential cookies and analytics (like Google Analytics) to understand traffic patterns. These do not include personally identifiable information. You may disable cookies in your browser settings.

4. Data Sharing and Third Parties

We do not sell, rent, or trade your personal data. We may share data with trusted service providers (e.g., hosting, analytics) solely for operating and improving the site.

5. Data Security

We use secure protocols (HTTPS) and standard security practices to protect your data. However, no online transmission is 100% secure.

6. Your Rights

For EU Users (GDPR):

• Right to access, correct, or delete your data
• Right to restrict or object to processing
• Right to data portability

For California Users (CCPA):

• Right to know what personal data is collected and how it's used
• Right to request deletion of your data
• Right to opt-out of data sales (we do not sell data)

7. Children's Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect data from children.

8. External Links

We may link to other sites. We are not responsible for their privacy practices. Please review their policies individually.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with the revised date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at: support@prepaymentcalculator.xyz